David B. Alvarez, Interim Chairman

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MVB Chair and Director. Mr. Alvarez is the owner and President of Energy Transportation, LLC ("ET"), which has grown to be a regional service provider for the natural gas industry. Under Mr. Alvarez's leadership, ET now offers EnviroTeam Services. These services include plant environmental waste stream and dike management, emergency spill response, drum service, etc. He was formerly owner and President of MEC Construction. He has been involved in the construction business throughout the North Eastern United States natural gas fields for more than 23 years. Mr. Alvarez is credited with founding several new companies that continue to benefit the economy of West Virginia and the surrounding states while providing employment for many West Virginians. Companies he has founded include Applied Construction Solutions, ET, and Blue Mountain Equipment Corporation. He is a graduate of West Virginia University with a Bachelor of Science degree in Business Administration. He is extremely involved in various professional, educational, and philanthropic activities throughout West Virginia, including serving on the Board of Governors of West Virginia University, where he serves as Vice President and is Chair of the Facilities and Finance Committee. He is a member of the Medbrook Children's Charity Board, the Harrison County Economic Development Corporation, and the Richmond Federal Industry Round Table.

Mr. Alvarez is currently the Chair of the MVB Board of Directors and serves on the Loan Approval Committee. He is also a Director of the MVB Mortgage Board and MVB Community Development Corporation Board.

W. Marston “Marty” Becker

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Marty Becker is a seasoned executive with 35 years of experience including CEO and chairman leadership positions in insurance, reinsurance and insurance brokerage organizations in the U.S. and internationally, as well as insurance-related private equity, advisory and investment banking roles. Becker is immediate past Chairman of the Board of QBE Insurance Group (“QBE”), a top 15 global property and casualty insurer. He was appointed to the Board in 2013, became Chair in 2014 and served until March 2020. Mr. Becker served as President and CEO of Alterra Capital Holdings Limited (“Alterra”) and its predecessors from 2006 to 2013. Mr. Becker serves on a variety of corporate boards in the financial services, manufacturing and non-profit sectors: director of Axis Capital (NYSE: AXS), director of Encova Mutual Insurance in Columbus, Ohio; director of Amynta Group in New York City; director of Dorado Insurance in Hamilton, Bermuda; Advisory Board member of private equity funds American Securities, Cohesive Capital and Madison Dearborn Partners; director of The Mountain Companies of Parkersburg, West Virginia; member of the Board of Governors of West Virginia University; director of the West Virginia Chamber of Commerce; current Chair of the Clay Center for the Arts and Sciences.

John W. Ebert

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MVB Director. Mr. Ebert is President of J.W. Ebert Corporation, which owns 40 McDonald’s franchises in West Virginia, Pennsylvania, and Maryland. Mr. Ebert has more than 29 years of retail experience. He is the former Chairman of McDonald’s East Division Profit Team representing 5,000 restaurants. He is the former President of the Pittsburgh Region’s McDonald’s Owner/Operator Association. Mr. Ebert is a 1982 graduate of the University of Notre Dame with a Bachelor of Science degree in Accounting. He began his career as a Certified Public Accountant for a national accounting firm.

Mr. Ebert is currently Chair of MVB's Finance Committee and serves on the Audit/ERM and Nominating and Corporate Governance committees. He is also a Director of MVB Community Development Corporation Board.

Gary A. LeDonne

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MVB Director. Currently, Executive in Residence at the John Chambers College of Business & Economics of West Virginia University. Mr. LeDonne is a former Partner with Ernst & Young LLP, retiring in 2014 as East Central Region Tax Managing Partner. Throughout his career with Ernst & Young LLP, Mr. LeDonne served many banking, insurance, and capital market clients. He has an extensive background in strategy development, succession planning, and talent management. Mr. LeDonne received his Bachelor of Science degree from Fairmont State University and his Master of Professional Accountancy degree from West Virginia University. He is a Certified Public Accountant and a member of the American Institute of Certified Public Accountants and the American Accounting Association. Mr. LeDonne currently serves as Chair of the Fairmont State University Foundation Board of Directors and is a member of the Visiting Committee of the John Chambers College of Business & Economics of West Virginia University.

Mr. LeDonne currently serves as Chair of MVB's Human Resources and Compensation Committee, as well as Chair of the MVB Community Development Corporation Board of Directors and MVB Community Development Partners, Inc. Board of Directors. He is also a member of MVB's Audit/ ERM, Finance, and ALCO committees and a Director of the MVB Mortgage Board. He was designated as an Audit Committee Financial Expert by the Board of Directors of MVB.

Larry F. Mazza

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A recognized banking and financial services executive, Larry F. Mazza embraces industry disruption caused by technology, seeks “blue ocean” opportunities and motivates others to think bigger. A high-energy leader with an entrepreneurial mindset, Mazza builds strong professional partnerships through his philosophy of love, trust and commitment. Mazza is President and CEO of MVB Financial Corp. (NASDAQ: MVBF), the parent of West Virginia-based MVB Bank, Inc., and the Bank’s subsidiaries, MVB Mortgage, MVB Community Development Corporation, Chartwell Compliance and Paladin. Since 2005, he has led MVB’s growth from a community bank with 35 employees to a NASDAQ-listed and Russell 2000 company with more than 400 team members living in more than 20 different states. MVB’s model now goes beyond traditional banking and leverages the disruption occurring in the financial services industry to the benefit of shareholders. Mazza’s expertise and enthusiasm in finance, startups, the growing payments industry, fast-changing technology and highly regulated industries have made him a trusted partner and thought leader across the globe. Evidence of the value he places on entrepreneurship, Mazza is co-owner and business partner of the global internet business venture Football Talk, LLC, a well-known and highly successful website ProFootballTalk.com, which is a key content provider for NBC Sports.

Dr. Kelly R. Nelson

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MVB Director. Dr. Nelson is Physician in Bridgeport, West Virginia, and is affiliated with numerous hospitals in the region, including United Hospital Center and West Virginia University Medicine. He was formerly Senior Vice President of MedExpress Urgent Care, and for the prior 27 years, the Medical Director for Medbrook Medical Associates. He is extremely active in community organizations and is currently President and Board member of the Medbrook Children’s Charity. He is a graduate of Auburn University with a Bachelor of Science degree in Biology and the University of Alabama, School of Medicine, specializing in Family Medicine.

Dr. Nelson is currently Chair of the Nominating and Corporate Governance Committee and serves on the Audit/ERM, Human Resources and Compensation and Loan Approval committees.

J. Christopher Pallotta

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MVB Founding Director. Mr. Pallotta is a graduate of Fairmont State University with a Bachelor of Science degree in Business Administration. He has been involved in the insurance and related securities businesses in the North Central West Virginia market area for more than 40 years. He is also the owner of other small businesses in the MVB market area. He is a lifelong resident of North Central West Virginia and is active in many community organizations.

Mr. Pallotta currently serves as Chair of MVB's ALCO Committee, Loan Approval Committee, and Loan Review Committee. He is a member of MVB's Finance Committee and IT Steering Committee and Director of the MVB Mortgage Board.

Anna J. Sainsbury

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A well-known name in the iGaming industry, Anna Sainsbury, Chairman and Founder at GeoGuard and GeoComply, has more than 10 years of experience in the eCommerce sector, working with regulators, operators and vendors throughout North America, Australia, Asia and Europe. Most recently, she developed and delivered a reliable geolocation solution for the expanding geolocation compliance and geofence markets. She is a member of the American Gaming Association Board of Directors.

In 2011, she set up GeoComply, an innovative company aimed at filling a crucial missing piece of the U.S. iGaming jigsaw -- the ability to accurately locate players to within state borders and to detect and block popular location spoofing technologies such as VPNs and DNS Proxies that allow players to manipulate their location data. As a result of Sainsbury’s efforts in this expanding industry, GeoComply is now seen as the Gold Standard for geolocation compliance; licensed in all U.S. states currently offering online betting or gaming. Today, the likes of MGM, Caesars, Churchill Downs, William Hill, Draft Kings and FanDuel all rely on GeoComply for their geolocation compliance to state and federal law. Sainsbury resides West Vancouver, B.C., Canada.

Cheryl D. Spielman

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A former partner for Ernst & Young, Cheryl Spielman is an experienced global human capital tax partner and consultant. She led high impact global human resources consulting teams to deliver client-focused global human resources and tax services. She has a strong background in human resources and tax risk management and employment related issues.

Mrs. Spielman has been a personal consultant and advisor to CEOs in various industries, including financial services, consumer products and entertainment. She has a great deal of financial experience with an audit background. Upon retirement from Ernst & Young, she served on the Board of Directors of IPM, a privately held technology systems integration company, which sold in 2017. From 2017 to 2019, she served as a member of the Board of Directors of First Republic Bank, which is headquartered in California. Mrs. Spielman was a partner at Ernst & Young U.S., LLP from 1997-2015, where she led the Human Capital Financial Services practice. From 1989 to 1996, she was an executive with the firm. She resides in Delray Beach, Fla.