Total Assets
2,215,157
1,944,114
1,750,969
1,534,302
1,418,804
Total Net Loans
1,719,019
1,472,554
1,369,234
1,162,857
1,133,938
Total Deposits
1,863,963
1,265,042
1,309,154
1,159,580
1,107,017
Equity Attributable to Parent Company
228,500
211,936
176,773
150,192
145,625
Total Equity
228,500
211,936
176,773
150,192
145,625
Net Income($000)
19,082
26,991
12,003
7,575
12,912
Net Income Attributable to Parent($000)
19,082
26,991
12,003
7,575
12,912
ROAA
1.84
1.46
0.73
0.52
0.90
Core ROAA
NA
0.87
0.69
0.55
0.61
ROAE
17.57
13.83
7.46
5.23
10.50
ROATCE
NA
16.02
8.65
6.06
13.57
Core ROAE
NA
8.23
7.06
5.47
7.05
Net Interest Margin
3.72
3.47
3.41
3.27
3.22
Reported: Net Interest Margin
3.73
3.47
3.41
3.27
3.22
Efficiency Ratio
72.88
78.66
81.26
83.26
80.60
Noninterest Inc/ Operating Rev
54.85
46.20
42.02
47.22
49.49
Loans/ Deposits
80.19
108.66
99.63
95.37
95.11
Securities/ Assets
10.84
13.85
13.85
15.58
11.86
Total Equity/ Total Assets
10.32
10.90
10.10
9.79
10.26
Tangible Equity/ Tangible Assets
9.42
9.83
9.11
8.65
9.03
Tang Common Equity/ Tang Assets
9.08
9.45
8.66
8.13
7.86
NPAs/ Assets
NA
0.56
0.65
1.02
0.85
NPA Excl Restructured/ Assets
NA
0.34
0.41
0.63
0.44
NPAs & 90+ PD/ Assets
NA
0.56
0.65
1.02
0.85
NPAs/ Loans & REO
NA
0.73
0.82
1.33
1.06
Nonaccrual & 90+ & OREO/ Assets
NA
0.34
0.41
0.63
0.44
NPAs & 90+ PD/ Loans & REO
NA
0.73
0.82
1.33
1.06
NPA & Loans 90+/ Tangible Common Equity + LLR
NA
5.65
7.03
11.72
10.18
NCOs/ Avg Loans
0.22
0.07
0.11
0.12
0.22
Loan Loss Reserves/ Gross Loans
1.02
0.79
0.79
0.84
0.80
Reserves/ NPAs
NA
107.83
96.78
63.32
75.04
Loan Loss Provision/ NCO
437.69
187.72
176.94
155.66
143.16
Tier 1 Common Capital (CET1)($000)
NA
NA
156,714
126,350
114,642
Tier 1 Capital($000)
NA
NA
168,672
138,308
135,100
Tier 2 Capital($000)
NA
NA
24,823
39,839
38,993
Total Capital($000)
NA
NA
193,495
178,147
174,093
Total Risk-weighted Assets($000)
NA
NA
1,403,738
1,198,102
1,133,743
Tier 1 Common Capital (CET1) Ratio(%)
NA
NA
11.16
10.55
10.11
Tier 1 Ratio(%)
NA
NA
12.02
11.54
11.92
Total Capital Ratio(%)
NA
NA
13.78
14.87
15.36
Liquidity Coverage Ratio(%)
NA
NA
NA
NA
NA
Leverage Ratio(%)
NA
NA
9.87
9.27
9.54
Basel III Leverage Ratio(%)
NA
NA
NA
NA
NA
Common Shares Outstanding(actual)
11,968,000
11,944,289
11,607,293
10,444,627
9,996,544
Avg Diluted Shares(actual)
12,156,214
12,044,667
12,722,003
10,440,228
10,068,733
Basic Book Value per Share
18.48
17.13
14.55
13.63
12.93
Book Value per Share, As Reported
18.48
17.13
14.55
13.63
12.93
Basic Tangible Book Value per Share
16.65
15.20
12.92
11.80
11.01
Tangible Book Value per Share, As Reported
16.65
15.20
12.92
11.80
11.01
Common Dividends Declared per Share
0.18
0.20
0.11
0.10
0.08
EPS after Extra
1.55
2.20
1
0.68
1.31
EPS after Extra Growth(%)
7.60
120
47.10
(48.10)
70.10
Core EPS
NA
1.28
0.95
0.71
0.89
Core EPS Growth(%)
NA
34.70
33
(19.60)
11.80
Diluted EPS before Amortization
NA
2.23
1.01
0.69
1.32
Pre-Provision Earnings per Share
1.31
1.47
1.11
0.82
1.09
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that
represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the
variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible
issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.
