Total Assets
1,944,114
1,750,969
1,534,302
1,418,804
1,384,476
Total Net Loans
1,472,554
1,369,234
1,162,857
1,133,938
1,126,787
Total Deposits
1,265,042
1,309,154
1,159,580
1,107,017
1,012,314
Equity Attributable to Parent Company
211,936
176,773
150,192
145,625
114,712
Total Equity
211,936
176,773
150,192
145,625
114,712
Net Income($000)
26,991
12,003
7,575
12,912
6,816
Net Income Attributable to Parent($000)
26,991
12,003
7,575
12,912
6,816
ROAA
1.46
0.73
0.52
0.90
0.56
Core ROAA
0.87
0.69
0.55
0.61
0.57
ROAE
13.83
7.46
5.23
10.50
6.08
ROATCE
16.02
8.65
6.06
13.57
8.09
Core ROAE
8.23
7.06
5.47
7.05
6.25
Net Interest Margin
3.47
3.41
3.27
3.22
3.07
Reported: Net Interest Margin
3.47
3.41
3.27
3.22
3.07
Efficiency Ratio
78.66
81.26
83.26
80.60
82.85
Noninterest Inc/ Operating Rev
46.20
42.02
47.22
49.49
49.96
Loans/ Deposits
108.66
99.63
95.37
95.11
101.96
Securities/ Assets
13.85
13.85
15.58
11.86
9.51
Total Equity/ Total Assets
10.90
10.10
9.79
10.26
8.29
Tangible Equity/ Tangible Assets
9.83
9.11
8.65
9.03
6.99
Tang Common Equity/ Tang Assets
9.45
8.66
8.13
7.86
5.79
NPAs/ Assets
0.56
0.65
1.02
0.85
1.17
NPA Excl Restructured/ Assets
0.34
0.41
0.63
0.44
0.68
NPAs & 90+ PD/ Assets
0.56
0.65
1.02
0.85
1.23
NPAs/ Loans & REO
0.73
0.82
1.33
1.06
1.43
Nonaccrual & 90+ & OREO/ Assets
0.34
0.41
0.63
0.44
0.74
NPAs & 90+ PD/ Loans & REO
0.73
0.82
1.33
1.06
1.50
NPA & Loans 90+/ Tangible Common Equity + LLR
5.65
7.03
11.72
10.18
19.57
NCOs/ Avg Loans
0.07
0.11
0.12
0.22
0.07
Loan Loss Reserves/ Gross Loans
0.79
0.79
0.84
0.80
0.71
Reserves/ NPAs
107.83
96.78
63.32
75.04
49.45
Loan Loss Provision/ NCO
187.72
176.94
155.66
143.16
351.13
Tier 1 Common Capital (CET1)($000)
NA
156,714
126,350
114,642
82,494
Tier 1 Capital($000)
NA
168,672
138,308
135,100
102,952
Tier 2 Capital($000)
NA
24,823
39,839
38,993
37,424
Total Capital($000)
NA
193,495
178,147
174,093
140,376
Total Risk-weighted Assets($000)
NA
1,403,738
1,198,102
1,133,743
1,086,877
Tier 1 Common Capital (CET1) Ratio(%)
NA
11.16
10.55
10.11
7.59
Tier 1 Ratio(%)
NA
12.02
11.54
11.92
9.47
Total Capital Ratio(%)
NA
13.78
14.87
15.36
12.91
Liquidity Coverage Ratio(%)
NA
NA
NA
NA
NA
Leverage Ratio(%)
NA
9.87
9.27
9.54
7.77
Basel III Leverage Ratio(%)
NA
NA
NA
NA
NA
Common Shares Outstanding(actual)
11,944,289
11,607,293
10,444,627
9,996,544
8,061,921
Avg Diluted Shares(actual)
12,044,667
12,722,003
10,440,228
10,068,733
8,140,116
Basic Book Value per Share
17.13
14.55
13.63
12.93
12.20
Book Value per Share, As Reported
17.13
14.55
13.63
12.93
12.20
Basic Tangible Book Value per Share
15.20
12.92
11.80
11.01
9.81
Tangible Book Value per Share, As Reported
15.20
12.92
11.80
11.01
9.81
Common Dividends Declared per Share
0.20
0.11
0.10
0.08
0.08
EPS after Extra
2.20
1
0.68
1.31
0.77
EPS after Extra Growth(%)
120
47.10
(48.10)
70.10
250
Core EPS
1.28
0.95
0.71
0.89
0.79
Core EPS Growth(%)
34.70
33
(19.60)
11.80
132
Diluted EPS before Amortization
2.23
1.01
0.69
1.32
0.77
Pre-Provision Earnings per Share
1.47
1.11
0.82
1.09
0.94
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that
represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the
variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible
issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.
