Total Assets
2,214,459
1,944,114
1,750,969
1,534,302
1,418,804
Total Net Loans
1,404,951
1,472,554
1,369,234
1,162,857
1,133,938
Total Deposits
1,898,957
1,265,042
1,309,154
1,159,580
1,107,017
Equity Attributable to Parent Company
234,116
211,936
176,773
150,192
145,625
Total Equity
234,116
211,936
176,773
150,192
145,625
Paycheck Protection Program Loan($000)
NA
NA
NA
NA
NA
PPP Loan Ratio(%)
NA
NA
NA
NA
NA
COVID-19 Loan Modification($000)
NA
NA
NA
NA
NA
COVID-19 Loan Modification Ratio(%)
NA
NA
NA
NA
NA
Processing Fees on PPP Loans($000)
NA
NA
NA
NA
NA
Net Income($000)
25,573
26,991
12,003
7,575
12,912
Net Income Attributable to Parent($000)
25,573
26,991
12,003
7,575
12,912
ROAA
1.63
1.46
0.73
0.52
0.90
Core ROAA
0.13
0.87
0.69
0.55
0.61
ROAE
15.37
13.83
7.46
5.23
10.50
ROATCE
17.53
16.02
8.65
6.06
13.57
Core ROAE
1.26
8.23
7.06
5.47
7.05
Net Interest Margin
3.61
3.47
3.41
3.27
3.22
Reported: Net Interest Margin
3.54
3.47
3.41
3.27
3.22
Efficiency Ratio
77.47
78.66
81.26
83.26
80.60
Noninterest Inc/ Operating Rev
46.20
46.20
42.02
47.22
49.49
Loans/ Deposits
75.23
108.66
99.63
95.37
95.11
Securities/ Assets
16.32
13.85
13.85
15.58
11.86
Total Equity/ Total Assets
10.57
10.90
10.10
9.79
10.26
Tangible Equity/ Tangible Assets
10.37
9.83
9.11
8.65
9.03
Tang Common Equity/ Tang Assets
10.04
9.45
8.66
8.13
7.86
NPAs/ Assets
1.32
0.56
0.65
1.02
0.85
NPA Excl Restructured/ Assets
1.20
0.34
0.41
0.63
0.44
NPAs & 90+ PD/ Assets
1.32
0.56
0.65
1.02
0.85
NPAs/ Loans & REO
2.04
0.73
0.82
1.33
1.06
Nonaccrual & 90+ & OREO/ Assets
1.20
0.34
0.41
0.63
0.44
NPAs & 90+ PD/ Loans & REO
2.04
0.73
0.82
1.33
1.06
NPA & Loans 90+/ Tangible Common Equity + LLR
11.81
5.65
7.03
11.72
10.18
NCOs/ Avg Loans
0.16
0.07
0.11
0.12
0.22
Loan Loss Reserves/ Gross Loans
1.81
0.79
0.79
0.84
0.80
Reserves/ NPAs
88.51
107.83
96.78
63.32
75.04
Loan Loss Provision/ NCO
NM
187.72
176.94
155.66
143.16
Tier 1 Common Capital (CET1)($000)
NA
NA
156,714
126,350
114,642
Tier 1 Capital($000)
NA
NA
168,672
138,308
135,100
Tier 2 Capital($000)
NA
NA
24,823
39,839
38,993
Total Capital($000)
NA
NA
193,495
178,147
174,093
Total Risk-weighted Assets($000)
NA
NA
1,403,738
1,198,102
1,133,743
Tier 1 Common Capital (CET1) Ratio(%)
NA
NA
11.16
10.55
10.11
Tier 1 Ratio(%)
NA
NA
12.02
11.54
11.92
Total Capital Ratio(%)
NA
NA
13.78
14.87
15.36
Liquidity Coverage Ratio(%)
NA
NA
NA
NA
NA
Leverage Ratio(%)
NA
NA
9.87
9.27
9.54
Basel III Leverage Ratio(%)
NA
NA
NA
NA
NA
Common Shares Outstanding(actual)
11,889,001
11,944,289
11,607,293
10,444,627
9,996,544
Avg Diluted Shares(actual)
12,185,137
12,044,667
12,722,003
10,440,228
10,068,733
Basic Book Value per Share
19.07
17.13
14.55
13.63
12.93
Book Value per Share, As Reported
19.07
17.13
14.55
13.63
12.93
Basic Tangible Book Value per Share
18.66
15.20
12.92
11.80
11.01
Tangible Book Value per Share, As Reported
18.66
15.20
12.92
11.80
11.01
Common Dividends Declared per Share
0.27
0.20
0.11
0.10
0.08
EPS after Extra
2.07
2.20
1
0.68
1.31
EPS after Extra Growth(%)
10.10
120
47.10
(48.10)
70.10
Core EPS
0.14
1.28
0.95
0.71
0.89
Core EPS Growth(%)
(84.70)
34.70
33
(19.60)
11.80
Diluted EPS before Amortization
2.11
2.23
1.01
0.69
1.32
Pre-Provision Earnings per Share
1.26
1.47
1.11
0.82
1.09
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that
represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the
variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible
issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.
